Relevant Regulatory Guidelines

 

RBI

#DetailsIssued OnEnclosures
1 Operating Guidelines for Small Finance Banks October 6th, 2016 Download
2 ‘Non Banking Financial Company-Micro Finance Institutions’ (NBFC-MFIs) - Directions July 1st, 2014 Download
3 Fair Practices Code July 1st, 2014 Download
4 Corporate Governance July 1st, 2014 Download
5 Miscellaneous Instructions to all Non-Banking Financial Companies July 1st, 2014 Download
6 'Know Your Customer' (KYC) Guidelines – Anti Money Laundering Standards (AML) -'Prevention of Money Laundering Act, 2002 - Obligations of NBFCs in terms of Rules notified thereunder’ July 1st, 2014 Download
7 “Non-Banking Financial (Non - Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007 July 1st, 2014 Download
8 Allied activities - Entry into insurance business, issue of credit card and marketing and distribution of certain products July 1st, 2014 Download
9 Miscellaneous Instructions to NBFC- ND-SI July 1st, 2014 Download
10 Frauds – Future approach towards monitoring of frauds in NBFCs July 1st, 2014 Download
11 “Non-Banking Financial Companies Auditor’s Report (Reserve Bank) Directions, 2008.” July 1st, 2014 Download
12 Requirement for Obtaining Prior Approval of RBI in Cases of Acquisition / Transfer of Control of NBFC July 1st, 2014 Download
13 Exemptions from the provisions of RBI Act, 1934 July 1st, 2014 Download
14 Distribution of Mutual Fund products by NBFCs May 5th, 2015 Download
15 Applicability of Concentration of Credit/ Investment Norms April 7th, 2016 Download
16 Acting as Channelizing Agents for Schemes operated by Central/State Government Agencies April 13th, 2016 Download
17 Publicity in the bank branches cautioning public against placing deposits in dubious schemes April 21st, 2016 Download
18 Draft Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector May 5th, 2016 Download
19 Payment and Settlement Systems in India: Vision-2018 Download
20 Format of Statutory Auditors' Certificate (SAC) to be submitted by NBFCs June 23rd, 2016 Download
21 Guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector August 1st, 2016 Download
#DetailsIssued OnEnclosures
1 NBFC-MFIs – Directions Dec 02, 2011 Download
2 Modified NBFC-MFIs – Directions August 03, 2012 Download
3 Modifications in Pricing of Credit – Margin cap May 31, 2013 Download
4 Master Circular – Introduction of New Category of NBFCs July, 1, 2013 Download
5 Modifications in “Pricing of Credit” Feb 7, 2014 Download
6 Priority Sector Lending-Targets and Classification-Bank loans to MFIs for on-lending pricing criteria March 12, 2014 Download
7 Pricing of credit by NBFC-MFIs- applicable average base rate for the quarter beginning October 01, 2015 September 30, 2015 Download
8 Non Banking Financial Company-Micro Finance Institutions (NBFC-MFIs) – Directions – Modifications October 01, 2015 Download
9 Pricing of credit by NBFC-MFIs- applicable average base rate for the quarter beginning July 01, 2016 June 30, 2016 Download
#DetailsIssued OnEnclosures
1 Guidelines on Fair Practices Code for NBFCs March 26, 2012 Download
2 Guidelines on Fair Practices Code for NBFCs – Grievance Redressal Mechanism – Nodal Officer February 18, 2013 Download
#DetailsIssued OnEnclosures
1 SRO for NBFC-MFIs Nov, 26, 2013 Download
#DetailsIssued OnEnclosures
1 Priority Sector Lending – Targets and Classification July 20, 2012 Download
2 Targets and Classification – Bank loans to MFIs for on – lending – Amendment in income generation criteria June 27, 2013 Download
3 Priority Sector Lending-Targets and Classification-Bank loans to MFIs for on-lending pricing criteria March 12, 2014 Download
4 Priority Sector Lending: Targets and Classification April 23, 2015 Download
5 Priority Sector Lending: Targets and Classification July 16, 2015 Download
6 Priority Sector Lending: Certificates April 7th, 2016 Download
7 Priority Sector Lending: Targets and Classification – Bank loans to MFIs
for onlending – Qualifying asset – Revised loan limit
July 28th, 2016 Download
#DetailsIssued OnEnclosures
1 Master Circular – Corporate Governance July 2, 2012 Download
#DetailsIssued OnEnclosures
1 Credit Information Companies Regulations, 2006 December 14, 2006 Download
2 Data Format for Furnishing of Credit Information to Credit Information Companies and other Regulatory Measures July 27, 2014 Download
3 Membership of Credit Information Companies (CICs) January 15, 2015 Download
#DetailsIssued OnEnclosures
1 Draft Charter of Customer Rights June 23, 2014 Download
#DetailsIssued OnEnclosures
1 Report of the Sub-Committee of the Central Board of Directors of Reserve Bank of India to Study Issues and Concerns in the MFI Sector January, 2011 Download
2 Committee on Comprehensive Financial Services for Small Businesses and Low Income Households February, 2014 Download
3 Report of the Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information Companies March 22, 2014 Download
#DetailsIssued OnEnclosures
1 Financial Inclusion by Extension of Banking Services – Use of Business Correspondents June 24, 2014 Download
#DetailsIssued OnEnclosures
1 Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT)/Obligation of Payment System Operators under Prevention of Money Laundering Act (PMLA), 2002 Obligation of Payment System Operators – Amendment to Prevention of Money-Laundering (Maintenance of Records) Rules 2013 December 1, 2014 Download
2 Recognising E-Aadhaar as an 'Officially Valid Document' under PML Rules July 14, 2014 Download
#DetailsIssued OnEnclosures
1 Revised Regulatory Framework for NBFC November 10, 2014 Download
2 IRDAI (Micro Insurance) Regulations, 2015 May 05, 2015 Download
#DetailsIssued OnEnclosures
1 Framework for Revitalising Distressed Assets in the Economy July 23, 2015 Download

IRDA

The various Group Insurance policies/guidelines issued by IRDA are as under:
#DetailsIssued OnEnclosures
1 Group Insurance Guidelines 14-07-05 Download
2 Clarification on Guidelines on Group Insurance Policies 04-01-11 Download
3 Claim processing for Group Life Insurance Policies under Lender-Borrower Group Insurance Scheme December 29, 2014 Download
The various Micro Insurance guidelines/note issued by IRDA are as under:
#DetailsIssued OnEnclosures
1 IRDA Micro – Insurance Regulations, 2005 10-11-05 Download
2 IRDA (Micro-Insurance) Regulations 2005 – Micro Insurance Agents 12-03-08 Download
3 Exposure Draft on Micro Insurance (Modification) Regulations 26-07-12 Download
4 Circular on Micro Insurance Agents 03-04-13 Download
5 IRDA’s Micro Insurance Modification Draft Regulations 2014 31-01-14 Download
On 21st September 2012, IRDA issues a draft note on standard product for rural and social sector.
#DetailsIssued OnEnclosures
1 Exposure draft of Standard Product for Rural and Social Sector 21-09-12 Download
#DetailsIssued OnEnclosures
1 Draft IRDA(Insurance Marketing firm) Regulations 2014 02-04-2014 Download
The various RBI guidelines/circular issued by IRDA are as under:
#DetailsIssued OnEnclosures
1 Entry of NBFCs into Insurance Business 14-02-04 Download
2 Introduction of New Category of NBFCs – ‘Non Banking Financial Company-Micro Finance Institutions’(NBFC-MFIs) – Directions 02-12-12 Download

PFRDA

#DetailsIssued OnEnclosures
1 Manual for Swavalamban 2010 Download
2 Manual – Annexure Download
3 Manual – National Pension System Download
4 Handbook on NPS Download

SEBI

#DetailsIssued OnEnclosures
1 SEBI (Issue and Listing of Non-Convertible Redeemable Preference Shares) Regulations, 2013 12-06-2013 Download
2 SEBI (Employee Stock Option Scheme & Employee Stock Purchase Scheme) Guidelines 03-09-2009 Download

Ministry of Finance

#DetailsIssued OnEnclosures
1 Summary report Calendar Year 2013 13-05-2014 Download

MOCA

#DetailsIssued OnEnclosures
1 The Companies (Share Capital and Debentures) Rules, 2014 31-03-2014 Download
2 The Companies Act, 2013 30-08-2013 Download
3 Companies Act, 1956 Download

MFIN – Code of Conduct

Serial No. MFIN COC – Vernacular versions Enclosures
1 MFIN - Mutually Agreed Code of Conduct Download
2 MFIN 2nd-Edition COC English Download
3 MFIN 2nd-Edition COC Hindi Download
4 MFIN 2nd-Edition COC Tamil Download
5 MFIN 2nd-Edition COC Gujarati Download
6 MFIN 2nd-Edition COC Bengali Download
7 MFIN 2nd-Edition COC Assamese Download
8 MFIN 2nd-Edition COC Urdu Download
9 MFIN 2nd-Edition COC Punjabi Download
10 MFIN 2nd-Edition COC Telugu Download
11 MFIN 2nd-Edition COC Odiya Download
12 MFIN 2nd-Edition COC Marathi Download
13 Master Circular – Fair Practices Code Download
14 Industry Code of Conduct Download
15 The RBI Fair Practices Code for NBFC-MFIs Download