Our Members

Members

Currently MFIN member organizations consist of 53 of the leading NBFC-MFIs whose combined business constitutes over 90% of the Indian microfinance sector (excluding SHGs). Operating across the country’s length and breadth of, the outreach of MFIN member institutions is present in 509 of the 664 districts in India, covering 29 States and 7 UTs.

The table below gives a snapshot of presence of MFIN members in the country as on 31st October 2016.

Total in India Of which MFIN members are present in
No of States 30 28
No of UTs 7 4
No of Districts 640 500+

A brief introduction of MFIN member institutions based on the location of Company Headquarters is summarized below.

AdhikarAdhikar Micro Finance Private Ltd is a Bhubaneswar based NBFC-MFI with gross loan portfolio of Rs. 12 cr, as on 31st March 2015. The organization’s operation spreads over the states of Odisha & Gujarat with 41 branches reaching 22,455 clients.

Adhikar’s NBFC-MFI Registration No. is 04.00021.

For more details, please refer to Adhikar’s website: http://www.adhikarindia.in


AMPLAnnapurna Microfinance Pvt Ltd is a Bhubaneswar based NBFC-MFI with gross loan portfolio of Rs. 171 cr as on 31st March 2015. The organization’s operation spreads over 2 states (Odisha and Chattisgarh) with 55 branches reaching 1,58,732 clients.

Annapurna’s NBFC-MFI Registration No. is B.4.00027

For more details, please refer to Annapurna’s website: http://ampl.net.in

ArohanArohan Financial Services Private Limited is a Kolkata based NBFC-MFI with gross loan portfolio of Rs. 383 cr as on 31st March 2015. Arohan operates out of 4 states WB, Bihar, Assam and Jharkhand with 104 branches reaching 3,22,443 clients as on 31st March, 2015.

Arohan’s NBFC-MFI Registration No. is B.05.02932

For more details, please refer to Arohan’s website: http://www.arohan.in


ASAASA International has majority equity stake in ASA International India Microfinance Limited.ASA India is a Kolkata based NBFC with gross loan portfolio of Rs. 48 cr as on 31st March 2015. The organization’s operation spreads over 5 states (West Bengal, Bihar, Assam, UP and Tripura) with 102 branches reaching 84,320 clients.

ASA India’s NBFC Registration No. is B-06.00236

For more details, please refer to ASA India’s website: http://asa-international.com/india.htm


JagaranJagaran Microfin Pvt Ltd is a Kolkata based NBFC-MFI with gross loan portfolio of Rs. 51 cr as on 31st March 2015. The organization’s operation spreads over 3 states (Bihar, Jharkhand & West Bengal) with 49 branches reaching 83,521 clients.

Jagaran’s NBFC-MFI Registration No. is B.05.00998

For more details, please refer to Jagaran’s website: http://www.jagaranmf.com/

JagaranNightingale Charitable Society was founded on October 2, 1997. Nightingale Charitable Society started its, micro credit activities in Assam within N.E. Region from the year 2004 mainly in unserved and areas not covered by other MFIs and Banks.

Due to changing scenario of MFIs in the recent past in the country and in also keeping in view the expansion of activities of micro credit, it was felt necessity to change the legal entity of the society and accordingly the micro finance activities are being carried out now in the name of Nightingale Finvest Private Ltd., an NBFC-MFI.

Nightingale’s NBFC-MFI Registration No. is B-08.00184

For more details, please refer to Nightingale’s website: http://www.nightingalefinvest.in/index.html

rgvnRGVN (North East) Microfinance Limited, a Public Limited Company registered in the year 2008, is among the very few MFIs in the country which has its focus entirely in the North East India. At present it serves 5 states and its core products include loans for income generating activities through SHGS, JLGs, larger individual loans for micro-businesses and subsidized loans for welfare purposes such as health and sanitation. Apart from this, the company also offers credit plus services, including insurance for both life and assets and trainings on vocational skills to support various livelihoods activities and building linkages with external agencies to meet client needs in different areas like financial literacy, education and health. As on August 2014, the Company operates in five States of North East India viz. Assam, Arunachal Pradesh, Meghalaya, Nagaland and Sikkim through a network of 102 branches. Loans disbursed during FY 2014-15 [till August 2014] stands at ` 92 crore and loan portfolio being ` 143 crore with ontime repayment at 99.77% and an excellent portfolio quality with PAR>30 days being a negligible 0.46%.

RGVN (NE)'s NBFC-MFI Registration No. is B.08.00179

For more details, please refer to RGVN (NE)’s website: www.rgvnnemfl.com

SaijaSaija Financial Services Pvt Ltd is a Patna based NBFC-MFI with gross loan portfolio of Rs. 51 cr as on 31st March 2015. The organization’s operation spreads over the state of Bihar with 10 branches reaching 47,758 clients.

Saija’s NBFC-MFI Registration No. is B.14.01576

For more details, please refer to Saija’s website: http://saija.in


sambandhSambandh’s parent organisation Regional Rural Development Centre (RRDC) was established in 1992 with an objective of "developing villages" by a group of elite individuals belonging to two Panchayats of Sundargarh district in Orissa.

In 2006, a new project was created under the aegis of RRDC, which was christened as Sambandh Financial Services. The rationale for undertaking Sambandh as an exclusive project lies in the fact that the nature of financial services involves complexity in strategy, scale and execution.

Sambandh offers financial products and services that enable entrepreneurship at the grass roots and also simultaneously impact a positive change in the quality of life of its clients. It is a unit of Modline Build Cap Pvt Ltd., a Non Banking Finance Company.

Sambandh’s NBFC-MFI Registration No. is 04.00023

For more details, please refer to Sambandh’s website: www.sambandhfin.com

Unnaco Financial Services Private Limited is an NBFC-MFI operating in 5 states in the North-Eastern Part of India. They have 25 branches spread over 15 districts operating in Assam, Manipur, West Bengal, Tripura and Mizoram. The organisation is successfully working under the project “Economic Empowerment Programme for the poor Women (EEPPW)”, which aims to improve the pace and quality of life of the rural and semi-urban women through micro credit.

The company believes that development happens if a chain of activities is supported at different pairs and not with a discrete intervention. It, therefore, does not target the poorest exclusively. It basically targets different livelihood options that are in practice and if a person is associated in a strategic position who can contribute in the development of that activity as a viable livelihood option, the company supports her as well.

Unnaco’s NBFC-MFI Registration No. is B.08.00199

For more details, please refer to IDFs website: http://www.unacco.in/

UttrayanUttrayan Financial Services Pvt Ltd (UFSPL) was incorporated in April 1995 as Chotanagpur Trade and Investments Private Limited and is registered as a NBFC to carry out financing business. In October 2008, the company was taken over by its current promoters (Mr Kartick Biswas and Mr Apu Dhar) with the objective of carrying out micro-finance activities. As on 31st March 2015, the organization has gross loan portfolio of Rs. 51.6 Cr. The organization’s operation spread over the states of West Bengal with 19 branches reaching 40,000 clients.

Uttrayan’s NBFC-MFI Registration No. is B-14.03244.

For more details, please refer to Uttrayan’s website: http://www.uttrayan-mfi.com/

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Vedika Credit Capital Limited was originally registered as a Private Limited Company but was later converted into a Public Limited Company in November 1995. It was recognized and re-registered to carry out the business of Non-Banking Finance Company with approval from Reserve Bank of India in March 1998.

Until February 2004 the company was involved in stock broking activities with its earlier owners. In February 2004, its present owners who stopped stock broking activities and started finance activities purchased the company. The purchasers of the Company were carrying out financing activity through Sole Proprietorship form of business organization.

All the business thereafter was diverted to Vedika. Since then the company has been involved in financing under Individual Lending Model. In February 2007 the company added another micro finance product like Joint Liability Groups loans to its products.

Vedika’s NBFC-MFI Registration No. is B-05.00844

mamber-logoVillage Financial Services Ltd is a Kolkata based NBFC-MFI with gross loan portfolio of Rs. 89 cr as on 31st March 2015. The organization’s operation spreads over 3 states (West Bengal, Bihar and Assam) with 101 branches reaching 1,33,274 clients.

Village’s NBFC-MFI Registration No. is 5.05378

For more details, please refer to Village’s website: http://www.village.net.in

w15Agora Microfinance India limited headquarted out of Mumbai strives to provide affordable, convenient and timely financial services to low income urban clientele in a financially sustainable manner. They began operating in December 2011 with the ambition of playing a significant role in expanding financial services to the urban poor. The company previously traded under the name Jagdhan Finance and Investment Limited but was recently renamed as ‘Agora Microfinance India Limited’ (AMIL). Agora Microfinance India Limited is registered with the Reserve Bank of India (RBI) as a Non Banking Finance Company (NBFC). Its registered and corporate office is in Mumbai (Maharashtra).

For more details, please refer to Unnati’s website: http://www.amil.co.in/background

DishaDisha Microfin Pvt Ltd is an Ahmedabad based NBFC-MFI with gross loan portfolio of Rs. 167 cr, as on 31st March 2015. The organization’s operation spreads over 3 states (Gujarat, Madhya Pradesh and Rajasthan) with 61 branches reaching 141,189 clients.

Disha’s NBFC-MFI Registration No. is 1.00319

For more details, please refer to Disha’s website: http://www.dishamicrofin.com/


Hindustan’s MicrofinanceHindusthan Microfinance Pvt. Ltd. (HMPL), based in Mumbai, is a Non-Banking Financial Company (NBFC) Microfinance Institution (MFI), which aims at offering credit and other financial products to the urban poor with its presence in Mumbai, Thane, Palghar, Pune & Nagpur, etc. While the NBFC is relatively new, the microfinance work in Mumbai is not new for the promoters, who have a good understanding of the needs of the poor and have been reaching out to them, albeit in a smaller scale.

Hindustan Microfinance's NBFC-MFI Registration No. is B-13.01761.

For more details, please refer to Hindustan Microfinance's website: //http://www.hindusthanmfi.com/

DishaIntrepid Finance And Leasing Private Limited was registered on 08 March, 1994. Intrepid Finance And Leasing Private Limited's Corporate Identification Number (CIN) is U65921MH1994PTC216496, Registeration Number is 216496.

Their registered address on file is Tarun Bharat, Plot No 38 & 39, Sector 30,sanpa, Navi Mumbai - 400705, Maharashtra, India.

INTREPID’s NBFC-MFI Registration No. is B-13.01609

Light MicrofinanceLight Microfinance is a young, professionally run, innovative and rapidly growing technology driven microfinance company based in Ahmedabad, Gujarat that empowers low-income women by providing loans for livelihood and income- generation activities. The company currently operates in the states of Gujarat and Rajasthan and has over a 40,000 customers.

Light Microfinance grew to Rs 75 Cr in Assets Under Management in July 2015.

Light Microfinance's NBFC Registration No. B-14.03244

For more details, please refer to Light Microfinance’s website: http://www.lightmicrofinance.com/

mpowerM Power Micro Finance Pvt Ltd is NBFC with gross loan portfolio of Rs. 63.87 cr as on 31st Mar 2015. The organization operates in 3 States of Gujarat, Maharashtra & Rajasthan with 21 branches reaching 48,524 clients.

M Power’s NBFC Registration No. is N-13-01963

For more details, please refer to M Power’s website: http://www.mpowermicro.com/


NamraArman Financial Services Ltd is headquartered in Ahmedabad with gross loan portfolio of Rs. 49 cr as on 31st March 2015. The organization’s operation spreads over Gujarat with 30 branches reaching 59,174 clients.

Arman’s NBFC-MFI Registration No. is 1.0006

For more details, please refer to Arman’s website: http://www.armanindia.com/


PahalPahal Financial Services Pvt Ltd is an Ahmedabad based NBFC-MFI with GLP of Rs 54cr and 45,636 customer as on 31st March 2015. The organization’s operates in Gujarat with 27 branches.

Pahal’s NBFC-MFI Registration No. is B-13-01631

For more details, please refer to Pahal’s website: http://pahalfinance.com/


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Suryoday Micro Finance Pvt Ltd is a Mumbai based NBFC-MFI with gross loan portfolio of Rs. 327 cr as on 31st March 2015. The organization’s operation spreads over 6 states (Gujarat, Karnataka, Maharashtra, Odisha, Rajasthan and Tamil Nadu) with 70 branches reaching 274,057 clients.

Suryoday’s NBFC-MFI Registration No. is N-07-00776

For more details, please refer to Suryoday’s website: http://suryodaymf.com/

svatantramicrofinSvatantra was established on 11th February, 2012 by Ananya Birla. Svatantra officially launched its activities on 1st March, 2013.Svatantra Microfinance is guided by a social business model that adheres to tenets like empowerment, self-reliance and skill development. Svatantra Microfinance is the first microfinance institution to receive the new NBFC-MFI license from the Reserve Bank of India.

Svatantra’s NBFC-MFI Registration No. is N-13.02038

For more details, please refer to Svatantra’s website: http://www.svatantramicrofin.com/

UnnatiUnnati Microfin Private Limited is a Mumbai based NBFC-MFI. Unnati started its operation from 1st April, 2012 with a vision to cater the economically backward and financially stressed women entrepreneurs, by providing loans for their livelihood and income generation activities.
Currently company operates in Mumbai & Thane region of Maharashtra state with 4 branches and Gross portfolio of Rs. 10 Crores as on 31.03.2016 and reaching more than 6000 clients.

Unnati’s NBFC-MFI Registration No. is B- 13.01344-2000

For more details, please refer to Unnati’s website: http://www.unnatimfi.com/

Fusion-LogoFusion Microfinance Private Ltd is a Delhi based NBFC-MFI with gross loan portfolio of Rs. 138 cr, as on 31st March 2015. The organization’s operation spreads over 4 states (Uttar Pradesh, Uttarakhand, Delhi and Madhya Pradesh) with 41 branches reaching 127,581 clients.

Fusion’s NBFC-MFI Registration No. is B.14.02857

For more details, please refer to Fusion’s website: http://fusionmicrofinance.com/


MargdarshakMargdarshak Financial Services Ltd is a Lucknow based NBFC-MFI with gross loan portfolio of Rs. 37 cr as on 31st March 2015. The organization’s operation spreads over 3 states (Uttar Pradesh, Bihar and Haryana) with 40 branches reaching 41,258 clients.

Margdarshak’s NBFC-MFI Registration No. is B.12.00364

For more details, please refer to Margdarshak’s website: http://www.margdarshak.org.in/


midlandmicrofinMidland Microfin Ltd is a Jalandhar based NBFC-MFI with gross loan portfolio of Rs. 133 Cr , as on 30th November 2015. The organization’s operation spreads over three states with 35 branches reaching 1,15,225 clients.

Midland Microfin's NBFC-MFI Registration No. is B-06.00458

For more details, please refer to Midland Microfin's website: http://www.midlandmicrofin.com/


sahayogmicroSahayog Microfinance Limited is a Bhopal based NBFC with gross loan portfolio of Rs. 104 cr as on 31st March 2015. The organization’s operation spreads over 2 states (Madhya Pradesh and Maharashtra) with 61 branches reaching 72,498 clients.

Sahayog’s NBFC Registration No. is 1.00223

For more details, please refer to Sahayog’s website: http://www.sahayogmicro.com/


satinA Satin Credit Care Network Ltd is a Delhi based NBFC-MFI with gross loan portfolio of Rs. 1,056 cr as on 31st March 2015. The organization’s operation spreads over 10 states (Delhi, Haryana, Punjab, Chandigarh, Uttar Pradesh, Rajasthan, Madhya Pradesh, Uttarakhand, Bihar and Jammu & Kashmir) with 199 branches reaching 797,130 clients.

Satin’s NBFC-MFI Registration No. is B-14.01394

For more details, please refer to Satin’s website: http://www.satincreditcare.com/


ShikharShikhar Microfinance Pvt. Ltd. is a Delhi based NBFC-MFI with gross loan portfolio of Rs. 29.86 cr as on 31st March 2015. The organization’s operation spreads over 4 states (Delhi, Haryana, Uttar Pradesh and Uttarakhand) with 22 branches reaching 28, 100 clients.

Shikhar’s NBFC-MFI Registration No. is B-14.02362

sontaSonata Finance Pvt Ltd is headquartered in Lucknow with gross loan portfolio of Rs. 346 cr as on 31st March 2015. The organization’s operation spreads over 6 states (Uttar Pradesh, Madhya Pradesh, Uttarakhand, Haryana, Rajasthan and Bihar) with 172 branches reaching 280,494 clients.

Sonata’s NBFC-MFI Registration No. is B-12.00445

For more details, please refer to Sonata’s website: http://www.sonataindia.com/


SVCLSV Creditline (P) Ltd is a Gurgaon based NBFC-MFI with gross loan portfolio of Rs. 213 cr as on 31st March 2015. The organization’s operation spreads over 4 states (Rajasthan, Madhya Pradesh, Uttar Pradesh and Bihar) with 67 branches reaching 189,901 clients.

SVCLs NBFC-MFI Registration No. is B.14.01603

For more details, please refer to SVCL’s website: http://www.svcl.in/


Utkarsh Micro Finance Limited

UtkarshUtkarsh Micro Finance Limited is a Varanasi based NBFC-MFI with gross portfolio of 1060.62 cr as on 30th November 2015. The Organization’s operation spreads over 9 states (Uttar Pradesh, Bihar, Jharkhand, Maharashtra, Madhya Pradesh, Delhi-NCR, Uttarakhand, Himachal Pradesh and Haryana) with 255 branches reaching 608,288 clients.

Utkarsh’s NBFC-MFI Registration No. is B-07-00781

For more details, please refer to Utkarsh’s website: http://www.utkarshmfi.com/


AsirvadAsirvad Microfinance P Ltd is a Chennai based NBFC-MFI with gross loan portfolio of Rs. 189 cr, as on 31st March 2015. The organization’s operation spreads over 4 states (Tamil Nadu, Kerala, Odisha and Gujarat) with 94 branches reaching 211,260 clients.

Asirvad’s NBFC-MFI Registration No. is N-07-00769

For more details, please refer to Asirvad ’s website: http://www.asirvadmicrofinance.co.in/


handBelstar Investment and Finance Pvt Ltd is a Chennai based NBFC-MFI with gross loan portfolio of Rs. 124 cr as on 31st March 2015. The organization’s operation spreads over 4 states / UTs (Tamil Nadu, Pondicherry, Karnataka and Madhya Pradesh) with 64 branches reaching 113,838 clients.

Belstar’s NBFC-MFI Registration No. is B-07-00792

For more details, please refer to Belstar’s website: http://www.belstar.in


BSSBSS Microfinance Private Limited is a Bangalore based NBFC-MFI with gross loan portfolio of Rs. 220 cr as on 31st March 2015. The organization’s operation spreads over 2 states (Maharashtra and Karnataka) with 67 branches reaching 144,022 clients.

BSS’s NBFC Registration No. is B-02-00232

For more details, please refer to BSS’s website: http://www.bssmicrofinance.co.in/


ChaitanyaChaitanya India Fin Credit Pvt. Ltd is a Bangalore based NBFC-MFI with gross loan portfolio of Rs. 100 cr as on 31st March 2015. The organization’s operation spreads over Karnataka with 29 branches reaching 46,329 clients.

Chaitanya’s NBFC-MFI Registration No. is N-02.00243

For more details, please refer to Chaitanya’s website: http://www.chaitanyaindia.in/


esafESAF Microfinance and Investments (P) Ltd is a Thrissur based NBFC-MFI with gross loan portfolio of Rs. 605 cr as on 31st March 2015. The organization’s operation spreads over 6 states (Kerala, Tamil Nadu, Maharashtra, Chhattisgarh, Madhya Pradesh and Jharkhand) with 160 branches reaching 446,862 clients.

ESAF’s NBFC-MFI Registration No. is B-07-06652

For more details, please refer to ESAF’s website: http://emfil.org/


gvGrama Vidiyal Micro Finance Ltd is a Tiruchi based NBFC-MFI with gross loan portfolio of Rs. 726 cr as on 31st March 2015. The organization’s operation spreads over 4 states / UTs (Tamil Nadu, Pondicherry, Maharashtra and Madhya Pradesh) with 270 branches reaching 652,087 clients.

GV’s NBFC-MFI Registration No. is N-07--00760

For more details, please refer to GV’s website: http://www.gvmfl.com/


GFSPLGrameen Koota Financial Services Pvt Ltd., is a Bangalore based NBFC-MFI with gross loan portfolio of Rs.1,447.08 cr as on 31st March 2015. The organization’s operation spreads over 5 states (Karnataka, Maharashtra, Tamil Nadu, Madhya Pradesh & Chhattisgarh) with 238 branches reaching 9,23,018 clients.

Grameen’s NBFC-MFI Registration No. is B.02.00252

For more details, please refer to Grameen Koota’s website: http://www.grameenkoota.org/


GOFLGrowing Opportunity Finance (India) Pvt ltd is a new generation Micro Finance Institution promoted by Mrs. Joshy Tewes with a vision to provide micro loans and services both financial and non-financial with the sole purpose to alleviate poverty through innovative ventures resulting in women’s empowerment. The mission of the organisation is to do micro credit business with a social objective to help people get out of poverty.
Growing Opportunity aims at empowering individuals, families and communities to build a secure future and has directly benefited many members in Tamil Nadu and Chhattisgarh through various branches, working predominantly among women. Growing Opportunity is a member of Opportunity International, a network of organisations involved in women empowerment and microfinance around the world.
Growing Opportunity Finance (India) Pvt ltd was founded in 2006, and is registered as NBFC-MFI w.e.f April 17, 2015 under Reserve Bank of India. Its head office is in Chennai. Growing Opportunity enjoys a loyal customer base in Tamil Nadu and Chhattisgarh, where most clients live in rural areas and about a third lives in Urban areas.

GOF’s NBFC-MFI Registration No. is N-07.00757

For more details, please refer to IDFs website: http://www.gopportunity.net/

IDF Financial Services Private Limited (IDF FSPL) is a Dharwad based NBFC-MFI with gross loan portfolio of Rs. 60 cr As on 30th September 2014. The organization’s operation spreads over 2 states (Karnataka and Maharashtra) with 23 branches reaching 54,343 clients as on 30th September 2014.

IDF’s NBFC-MFI Registration No. is B-02.00164

For more details, please refer to IDFs website: http://www.idf-finance.in/

JanalakshmiJanalakshmi Financial Services Pvt Ltd is a Bangalore based NBFC-MFI with gross loan portfolio of Rs. 2,053 cr as on 31st March 2015. The organization’s operation spreads over 16 states / UTs (Haryana, Karnataka, Madhya Pradesh, Maharashtra, Delhi, Punjab, Rajasthan, Tamil Nadu, Uttar Pradesh, Gujarat, Uttarakhand, Pondicherry

Bihar, Chhattisgarh, West Bengal and Jharkhand) with 154 branches reaching 1,412,738 clients.

Janalakshmi’s NBFC-MFI Registration No. is N-02-00230

For more details, please refer to Janalakshmi’s website: http://www.janalakshmi.com/


MaduraMadura Micro Finance Ltd is a Chennai based NBFC-MFI. Madura’s NBFC-MFI Registration No. is N.07.00754

For more details, please refer to Madura’s website: http://maduramicrofinance.com/


ApexMSM MicroFinance Limited is one of the fast growing non-banking financial companies (NBFC) incorporated in 1996 under Companies Act, 1956. MSM commenced its microfinance operations in January 2010 and caters to the financial needs of the people in India. MSM is one of the renowned NBFCs for its Ethical values, Transparency and Corporate Social Responsibility initiatives.

MSM MicroFinance Limited’s Registration No. is 07.00020

For more details, please refer to MSM MicroFinance Limited’s website: http://www.apexabishek.com/


MuthootMuthoot Fincorp Ltd is a Cochin based NBFC with gross loan portfolio of Rs. 811 cr as on 31st March 2015. The organization’s operation spreads over 6 states (Kerala, Tamil Nadu, Karnataka, Gujarat, Maharashtra and Goa) with 243 branches reaching 718,478 clients.

Muthoot’s NBFC Registration No. is 16.0017

For more details, please refer to Muthoot ’s website: http://www.muthoot.com/mmm/micro-finance.html


Nava ChetanaNavachetana Microfin Services Private Limited is a Haveri, based NBFC-MFI with gross loan portfolio of Rs. 29 cr as on 31st March 2015. The organization’s operation spreads over Karnataka with 14 branches reaching 26,065 clients.

Navchetana’s NBFC Registration No. is B-02-00195

For more details, please refer to Navachetna’s website: www.navachetana.in/


nirantaraNirantara FinAccess Private Limited (NFPL) is a NBFC-MFI based out of Bangalore. It is a company registered under Indian Companies Act of 2013 and has registration with Reserve Bank of India as Non-Depository Non-Banking Financial Company-Microfinance Institution. The Company was founded by Mr. Niranjan Sheelavant who promoted Nirantara Community Services (NCS, a NGO based out of Banglaore) which is engaged in financial inclusion initiatives. NFPL operational since 2010 focuses on semi-urban and rural poor and the target customers include economically active women involved in trading, production, services and agri-allied livelihoods. As on 30th September 2014, NFPL had paid capital of INR 500 lakhs. As on date the company had 4200= borrowers. NFPL has 4 branches in 4 districts of Karnataka.

Nirantara FinAccess Registration No. is B-02.00256

For more details, please refer to website: www.nirantara.co.in/


SamastaSamasta Micro Finance Ltd is a Bangalore, based NBFC-MFI with gross loan portfolio of Rs. 49 cr as on 31st March 2015. The organization’s operation spreads over 2 states (Karnataka and Tamil Nadu) with 29 branches reaching 55,543 clients.

Samasta’s NBFC-MFI Registration No. is B-02-00250

For more details, please refer to Samasta’s website: http://www.samasta.co.in/


smlShare Microfin Ltd is a Hyderabad based NBFC with gross loan portfolio of Rs. 1,820 cr as on 31st March 2015. The organization’s operation spreads over 17 states (Andhra Pradesh, Assam, Bihar, Chhattisgarh, Delhi, Gujarat, Haryana, Jharkhand, Karnataka, Kerala, Maharashtra, Madhya Pradesh, Rajasthan, Tamil Nadu, Uttarakhand, Uttar Pradesh and West Bengal) with 798 branches reaching 2,035,671 clients.

Share’s NBFC Registration No. N-09.00261

For more details, please refer to Share’s website: http://www.sharemicrofin.com/


sksSKS Microfinance Limited is a Hyderabad based NBFC-MFI with gross loan portfolio of Rs. 3,113 cr as on 31st March 2015. The organization’s operation spreads over 19 states (Andhra Pradesh, Bihar, Chhattisgarh, Delhi, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Tamil Nadu, Uttar Pradesh, Uttarakhand and West Bengal) with 1,255 branches reaching 4,963,046 clients.

SKS’ NBFC-MFI Registration No. is N-09.00415

For more details, please refer to SKS’ website: http://www.sksindia.com/


SpandanaSpandana Sphoorty Financial Ltd is a Hyderabad based NBFC with gross loan portfolio of Rs. 2,108 cr as on 31st March 2015. The organization’s operation spreads across 11 states (Andhra Pradesh, Karnataka, Maharashtra

Odisha, Chhattisgarh, Madhya Pradesh, Jharkhand, Goa, Gujarat, Kerala, Uttar Pradesh) with 1,046 branches reaching 2,248,042 clients.

Spandana’s NBFC Registration No. is N-09.00414

For more details, please refer to SKS’ website: http://www.spandanaindia.com/


UjjivanUjjivan Financial Services Ltd is a Bangalore based NBFC-MFI with gross loan portfolio of Rs. 1,617 cr as on 31st March 2015. The organization’s operation spreads across 23 states / UT (Assam, Bihar, Chandigarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Meghalaya, Delhi, Odisha, Pondicherry, Punjab, Rajasthan, Tamil Nadu, Tripura, Uttar Pradesh, Uttarakhand and West Bengal) with 350 branches reaching 1,297,131 clients.

Ujjivan’s NBFC-MFI Registration No. is N-02.00224

For more details, please refer to Ujjivan’s website: http://www.ujjivan.com/


varamVaram Capital Pvt Ltd is a Chennai based NBFC-MFI with gross loan portfolio of Rs. 10 cr as on 31st March 2015. The organization’s operation spreads across Tamil Nadu with 3 branches reaching 11,731 clients.

Varam’s NBFC-MFI Registration No. is B-07-00667

For more details, please refer to Varam’s website: http://varam.in/